Accumulating is more complex than this simple explanation. You also want to make sure that you build a portfolio that is properly diversified. Yes I do have a retirement plan I plan on hunting shirt. Your mix of investments should reflect your tolerance for risk as well as your need for risk. You should also keep an eye on the costs of your portfolio, which isn’t always easy.
Mutual fund expense ratios, trading costs, account fees and management fees can all add up and hurt the performance of your portfolio. You also need to manage the portfolio so that it stays appropriate as you move through the stages of your life.
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